Building credit score credit card is not an overnight task. It will take time to increase your score and the best way to speed up the process is to make sure you’re making on-time payments.

How can I get 700 credit score in a month?

The first step is to understand your credit report. You can request a free copy of your report from all three major national credit bureaus. This information can help you identify any potential issues with your score.

The second part of building your credit score with a credit card is to keep your balances low. Experts recommend keeping your balance below 30 percent of your available credit. Paying down the balance will improve your credit utilization ratio, which is one of the most important factors in determining your credit score.

Another good idea is to increase your credit limit. If you have a high balance, your credit utilization ratio will increase and you’ll see a decline in your score. By increasing your credit limit, you’ll increase your available credit, giving you more flexibility to spend.

Another way to boost your credit is to make sure your cards are locked in your drawer. Doing this will automatically build your credit.

There are plenty of other ways to increase your score. For instance, you can apply for a secured credit card, or get a second job.

There are also many banks that offer free credit monitoring services. Make sure you monitor your report and dispute any errors. Also, don’t close your credit accounts if you’re still paying off your balances.